Anti-money laundering, made simple for jewellers.
Short, practical courses with a graded test and a verifiable certificate. Make your staff confident at the counter and your shop audit-ready, well before the EU's new 2027 requirements.
From 2027, jewellers too must be able to document anti-money-laundering training.
New EU rules make jewellers and dealers in high-value goods obliged entities. Without documented training, the business risks administrative fines of up to NOK 9 million. We have made it simple to get ready.
From sign-up to certificate in one afternoon.
Sign up
Buy courses and add your staff. You're up and running in minutes.
Complete
Short modules and scenarios from everyday life at the counter.
Pass the test
A short, graded final test that must be passed.
Get the certificate
A certificate with a verifiable ID, ready for audit.
Slik ser det ut innenfra
Lær litt, prøv en ekte oppgave, og se hva du sitter igjen med. Trykk deg gjennom, helt uten innlogging.
Hva er hvitvasking, og hvorfor gullsmeder?
Modulene kombinerer video, tekst, interaktive sider og kortspill med oppgaver. Alt åpnes i fullversjonen.
En kunde legger en tykk bunke sedler på disken for en dyr klokke. Hyggelig salg — eller første steg i en hvitvaskingsoperasjon? Hvitvasking betyr å få penger som stammer fra kriminalitet til å se lovlige ut, og en dyr klokke eller ring er en av de enkleste veiene dit.
- Hvitvasking = få kriminelle penger til å se lovlige ut
- Tre steg: plassering → tilsløring → integrering
- Butikken din er mest utsatt i plasseringssteget
“You don't need to become a lawyer. You need to know what to do when a customer puts NOK 145,000 in cash on the counter.”Why Karat Akademi exists
Simple, relevant and safe.
Built for jewellers
Examples from the counter: cash, gold and jewellery. No banking jargon.
Proof that holds up
Certificates and a full overview of who has completed, ready for audit.
Always up to date
Content follows the regulation towards and beyond 2027.
Expert-reviewed
Developed with a specialist in money laundering and compliance.
Datoene bransjen bør kjenne
EUs nye antihvitvaskingsforordning gjelder i hele EU. I Norge er forslaget på høring, med sikte på innføring samtidig.
Terskelen i det nye regelverket: smykker og klokker over dette vil kreve full kundekontroll.
Kontantgrensen for forhandlere er foreslått senket til en fjerdedel av dagens.
Kilder: EU-forordning 2024/1624 og Finansdepartementets høringsforslag om nytt antihvitvaskingsregelverk (2026). Norske regler er ikke vedtatt ennå.
One agreement. The whole shop covered, year after year.
The training requirement is ongoing, not a one-off. With a company agreement, all employees get access to the courses, and you always have the documentation ready.
- All courses for all employees, including new hires along the way
- Company overview with export, ready for audit
Everything included: courses, certificates and company overview. More than 100 users? You get a discount.
Buy for the whole storeWhat everyone wonders.
Yes. The EU's new anti-money-laundering regulation (AMLR) makes dealers in high-value goods, including jewellers and watchmakers, obliged entities. Norway plans to introduce the same rules via the EEA by 10 July 2027. From then, the business must have routines, a risk assessment and documented training of employees.
The supervisory authority can impose administrative fines, today up to NOK 9 million for most non-financial businesses. Managing directors and board members may also be held personally liable in cases of gross negligence. Without documented training, you cannot show that the requirements are met.
The foundation course has six short modules of 5–7 minutes, with practical scenarios along the way and a short final test. Most people finish in one afternoon. The micro-courses take under an hour.
The certificate documents name, business, date, result, regulation version and a unique, verifiable ID. Together with the company overview, it provides exactly the traceable documentation the rules require. Note that there is no state approval scheme for AML courses. Responsibility lies with the business, and good documentation is what counts.
Yes, the rules require training to be ongoing — a one-off is not enough. The certificate shows when training was last completed, so the company can always document its status.